The flamboyant philanthropist turned life‑coach, Frank Gashumba, just dropped a bombshell on Instagram Live: “If you’ve got cash, you better spend it before the Grim Reaper checks your bank account!” The billionaire’s advice—sprinkled with champagne bubbles and a dash of existential dread—has sparked a frenzy of yacht‑rental bookings and a sudden spike in luxury spa appointments. Meanwhile, accountants everywhere are shaking their heads, muttering, “There goes my retirement plan.”